Individuals and families who are interested in applying for the Habitat program must meet a number of requirements, which fall into three categories - NEED, PARTNER and PAY.
Families applying to the Habitat program must currently have a need for decent, affordable housing.
Families must have stable, verifiable income sufficient to support a monthly mortgage payment and other expenses and must meet the income guidelines listed below. Habitat serves families earning less than 80% of area median income for Shelby County. Income guidelines are set by the U.S. Department of Housing & Urban Development. Having income within these guidelines does not guarantee eligibility.
All applicants must attend a homeownership program orientation session to begin the application process. (Child care services are not available.) Click HERE for a list of our upcoming orientation sessions.
To learn how to apply for the Habitat program, click "How to Apply" below to learn about the two ways you can apply for the program.
HOW TO APPLY
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