Individuals and families who are interested in applying for the Habitat homebuying program must meet a number of requirements, which fall into three categories - NEED, PARTNER and PAY.
Families applying to the Habitat homebuying program must currently have a need for decent, affordable housing.
Families must have stable, verifiable income sufficient to support a monthly mortgage payment and other expenses and must meet the income guidelines listed below. Habitat serves families earning less than 80% of area median income for Shelby County. Having income within these guidelines does not guarantee eligibility.
ALL applicants must attend or view a homebuyer program orientation session BEFORE beginning the application process. Due to the current health crisis, we are hosting our orientation sessions online. Please watch the video below to learn how the Habitat homebuying process works, then press the button beneath the screen to take the orientation quiz. A member of our Family Services team will contact you after you complete the quiz.
Homebuyer Orientation Quiz
Can't access the video above? Click here for a PDF of the presentation.
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