Do I Qualify?

When is the next application window?

The application period for Memphis Habitat’s AIP program is currently closed. Stay connected with us on social media @memphishabitat or check back soon for updates on when it will reopen.

Do you qualify for the upcoming AIP repairs?

Call-In Qualifications
To ensure AIP services reach those who need them most, Habitat for Humanity of Greater Memphis requires applicants to meet specific criteria. These guidelines help determine eligibility, prioritize resources, and ensure safe, sustainable repairs that support independent living. 

You may qualify if you meet all the following requirements:

• Own and live in your home full time.
• Own no other property.
• Are age 62 or older.
• Live inside the Memphis city limits.
• Are not behind on city or county property taxes.
• Are not behind on your mortgage or have no mortgage. You cannot have liens against the home.
• Need home repairs or modifications that fit within our Aging In Place services and budget.
• Meet income guidelines for the program. These guidelines include everyone who lives in your home.
• Have proof of ownership of the property.
• Guarantee all owners on the deed will be willing to sign ALL documents.
  • Can provide documentation to prove identity, age, residency, and income for yourself and everyone else who lives in the home.
  • Can provide additional documentation that demonstrates why information differs across your documentation, if needed.
• Pass a sex offender registry check along with ALL occupants of the property. Any household with members on the sex offender registry will be ineligible for services.

Documents you need to provide might include: 

• Driver’s license or other government-issued ID
• Birth certificate
• Utility bill
• 2 consecutive pay stubs within the past 30 days
• Mortgage papers
• Social Security income statement and/or retirement/pension.
• 2 proof of name change, marriage license, divorce decree, death certificate, etc.

Income Limits

As of April 29, 2025, for Shelby County, TN, the U.S. Department of Housing & Urban Development (HUD) sets income limits based on the Area Median Income (AMI) guidelines. Your gross household income is the total income before taxes are taken out. To qualify for our AIP program, your income can’t exceed the maximum limit. These income limits are updated every year by HUD, so our AIP program requirements may change accordingly.