Due to continued concerns around COVID-19, we are still slowly and cautiously processing applications accepted during previous call-in dates and need to wrap those up before bringing on new applicants. We will reschedule a call-in for Shelby County and Fayette County once we are able. Please watch for an update on September 1. Thank you for your patience during this unique time.
Click here for a brochure about the Aging In Place program
As the years wear away on our bodies and homes, maintaining the dream of homeownership can become difficult. If you can’t afford to add grab bars to make your bathroom safe or replace a leaking roof, how can you continue to live safely in the place you’ve called home for so long?
Habitat for Humanity of Greater Memphis’ Aging in Place (AIP) Program serves homeowners age 60 and older in Fayette and Shelby Counties and focuses on accessibility improvements, mobility modifications, weatherization enhancements and critical home repairs that are crucial to help older homeowners live in their own homes longer. Memphis Habitat wants to make continued homeownership for Fayette and Shelby County older homeowners a reality so they can age in place with the comfort and dignity they deserve.
The funding for this project was provided through a grant awarded by the Davidson County Chancery Court, Part III from the SeniorTrust/ElderTrust settlement (Case No. 11-1548-III) and through a contract administered by the Tennessee Commission on Aging and Disability. Funded by The City of Memphis, Division of Housing and Community Development, making Memphis a world-class city by facilitating and delivering resources and services that improve the quality of life for every neighbor and neighborhood. The Aging in Place program receives additional financial support from a variety of sources, including the U.S. Department of Housing and Urban Development, The Federal Home Loan Bank of Cincinnati and Bank of Bartlett.
You may qualify for the AIP Program if you meet all of the following criteria:
Habitat will coordinate the work with trained volunteers and/or home repair companies. All companies will be properly licensed and insured. Project managers will monitor the quality of the work throughout the process to make sure it is up to program standards.
Inspectors from Habitat will prepare a list of recommended work. This is simply a list of suggested work and not a guarantee of the final project list. Actual work to be done will be determined only by Habitat based on the program’s budget limitations and the extent of work necessary. The work done for applicants accepted during the application period will focus on critical repairs and accessibility modifications, with other work done as budget allows.
Other work that may be provided includes:
Habitat will pay all costs for materials and AIP work as a GRANT TO YOU, but a restriction will be placed on the deed of your home. You will not have to repay the grant unless you sell or transfer ownership of your home within 5 years after AIP work is completed. If you continue to live in your home for 5 years after work is completed and follow all grant terms, your balance is reduced to ZERO, and you owe nothing. The grant restriction is forgiven at a rate of 20% per year. You will also need to participate in post-project surveying at 2 months, 1 year, and 3 years after work has been completed.
All AIP program clients are required to pay the fee to cover the cost of recording the deed restriction at the Register of Deeds - $17 for Fayette County and $19 for Shelby County. All persons listed on the deed and mortgage must sign the deed restriction, as well as other required documents.
Project managers from Habitat will do a final inspection to make sure work has been completed properly. When all work has passed final inspection, you will sign a certificate of completion. Habitat will contact you 2 months later to complete a brief survey about your experience with the AIP program. Additional surveys will be conducted 1 year and 3 years after work is completed. These surveys help us improve the program and measure its impact so we can help more senior citizens.
Please continue to monitor our website and the AIP hotline for updates on future application dates.
If you are eligible, we will schedule an inspection of your home. If the inspection determines your repair needs fall within the program’s services and budget, you will be officially accepted into the program. Homes that cannot be brought to safe, habitable conditions within the program’s limits will not be eligible for assistance.
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